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Capital in Motion. Purpose in Progress.

Where bold ideas meet smart capital

Fresh Bread

Fast Capital

Forward Motion

100%

Success

About Us

Who Are We?

Your Trusted Financial Partners

Founded on the belief that wealth should flow with wisdom, integrity, and impact.

Bread Flow Consulting is a private capital and investment consulting group committed to bridging the gap between purpose and profit. We specialize in private money brokering, business and real estate investment strategy, and long-term wealth creation for high-level investors. We help investors deploy capital with precision—backed by real assets, vetted operators, and a mission that transcends ROI.

Our Mission

To empower business and real estate investors by aligning purpose with capital. We exist to move more than just money—we move visions forward. Through expert private money brokering, strategic financial coaching, and investment insight, we help our clients unlock opportunities, close high-impact deals, and build lasting legacies

Why Choose Us

We don’t just broker capital—we spark impact, empower stewardship, and drive growth. With years of real estate and private money expertise, we help investors move beyond deals to build lasting wealth across residential, commercial, and development sectors.

Our Commitment

We lead with purpose, act with precision, and serve with integrity. While others push volume, we prioritize value—delivering hand-picked, asset-backed opportunities tailored to your financial vision and risk profile. We are not a one-size-fits-all firm. We are your trusted capital partner, committed to long-term success, relationship-first business, and legacy-minded investing.

Our Vision

We envision a world where every purpose-driven entrepreneur and investor has the financial strategy, capital access, and confidence to build generational wealth. We are committed to being the trusted bridge between bold vision and real results—where funding flows, opportunities multiply, and legacies are not just imagined, but realized.

Our Services

Tailored Lending Solutions to Meet Your Needs

we offer a range of flexible and accessible loan options designed to fit your unique financial goals. Whether for Real Estate Investments, Developments, Commercial retail, industrial, or business purpose, We’ve got you covered with simple and stress-free solutions.

Up to 100% Financing

Up to 100% Financing

Get Your Investmemt Ready

Plan today for a secure tomorrow

Turn ideas into business success

Plan your future and Leave a legacy

Our Expertise

Transforming Financial Success with Expertise and Personalized Lending Solutions

Our team of financial experts is dedicated to empowering individuals and businesses with tailored lending solutions that address unique financial goals. By providing innovative strategies, we aim to simplify complex financial processes and ensure sustainable growth and stability for our clients.

What Sets Us Apart

We go beyond brokering deals—we curate opportunities and forge long-term partnerships built on trust, transparency, and strategy.

  • Real Relationships: You’re not just a number. We personally vet every opportunity and partner we bring to the table.

  • Strategic Capital Placement: From private lending to commercial real estate, we guide your money where it works hardest.

  • Legacy-Driven Returns: Our goal isn’t just ROI—it’s Return on Impact.

  • Private, Pre-Vetted Deals: Access to exclusive, off-market investments not available to the general public.

  • Purpose + Profit: We believe the best deals fund impact and income.

Meet our Team

Trusted Expertise

Our team of Private Money Brokers connects investors and business owners with flexible, non-bank funding through trusted private lenders. We streamline the process by sourcing, vetting, and negotiating the best capital solutions tailored to your goals—guiding you with clarity, speed, and expert strategy.

Chris Krogedal

Broker

Chris is a seasoned professional with extensive experience in real estate, business, and commercial investments. He is passionate about helping others achieve their financial and investment goals by leveraging the power of private capital to build lasting wealth.

Erin Sturdivant

Broker

Erin brings a wealth of experience in land development and the construction industry, offering strategic insight from the ground up. He’s committed to helping others reach their goals by combining his industry expertise with the power of private capital.

Matt Thomas

Broker - Growth Solutions Strategist

Matt, a U.S. Marine Corps veteran, brings his leadership and business coaching experience to support entrepreneurs in achieving their goals. He’s driven to help others grow and scale their businesses through strategic access to private capital, whether they’re investing or expanding.

Tontania Sturdivant

Growth Solutions Strategist

Tontania has extensive experience in residential real estate and real estate investing, helping clients successfully grow and manage their portfolios. She is excited to support others in expanding their investment opportunities through the strategic use of private capital.

Zena Krogedal

Growth Solutions Strategist

Zena brings a unique blend of expertise in commercial and residential real estate, business brokering, and a strong background in the dental industry. She is dedicated to helping others grow their businesses and investments through strategic use of private capital.

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